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Sebastian Ritscher
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MY MONEY MY WAY

Kumiko Love

Taking Back Control of Your Financial Life

Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don't have to stress about money anymore. YOU can take back control.
As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had - vacations, birthday parties, a house full of furniture - and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she'd feel better after a trip to the mall.

On the day she needed to pay for a McDonald's ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society's expectations for her are the problem. She is the solution.

Once she reversed the negative thinking patterns pushing her toward decisions that didn't serve her values or goals, her financial plan wrote itself. Now, she's not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families.

Now, building on the lessons she's taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life - regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as:
- How to use your emotions to your financial advantage, instead of letting them control you
- How to create a budget based on your real life, not a life of self-denial
- How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it

My Money My Way will give you the tools to align your emotional health with your financial health - to let go of deprivation and embrace desire. Love's paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment. She's also the creator of the wildly popular Live Rich Planner and Budget by Paycheck workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.
Available products
Book

Published 2022-02-01 by Portfolio

Book

Published 2022-02-01 by Portfolio

Comments

No shame. No condescension. Just real, practical money talk from a woman who lives it. Kumiko reminds us that our money struggles and mistakes are not a reflection of who we are or what we can achieve. And her tools and strategies offer an easy-to-follow framework for using money to build a lifestyle you love.

If you're ready to break free from a dysfunctional relationship with money and build wealth from a place of strength, Kumiko's book is a must-read.

The Budget Mom is a fantastic resource for anyone looking to improve their relationship with money. Miko gives you the tools to actually change how you manage and understand your finances, and her work is consistently inspiring and motivating to follow. I'm a huge fan!

Have you ever been terrified to look at your bank account balance or faced devastating financial loss? Kumiko Love, founder of online resource The Budget Mom, knows all about that. And it's why she wrote this book, which lays out the foundational practices for overcoming financial anxiety, including how to create a budget based on your real life and not your self-denial. Read more...

This week, I'm bringing Kumiko Love, AFC, better known to her massive social media following as "The Budget Mom," back on the show to give us her top tricks! Love talks me through her best-practice tips for better financial health, from tracking your spending and creating a budget to planning for retirement and maximizing your earning potential. Read more...

Taking Back Control of Your Financial Life with Kumiko Love Read more...

It's no surprise that millions of people flock to Kumiko Love for her financial advice. She's able to do the impossible: teach others about money in a non-judgemental, down-to-earth way while also making concepts like budgeting and debt-repayment exciting and fun. And Kumiko's new book My Money My Way will leave you feeling even more prepared to transform your financial life. I know what book just garnered a top spot on my book recommendations list!

check out the author's Instagram announcement on The Budget Mom Read more...

Author quoted in article about 12 Money Mistakes You're Teaching Your Kids: "You can't teach your child the difference between needs and wants, or even the value of saving, if you are continually swiping a credit card for everything." Read more...

It's so wonderful to see more voices join the movement that money shouldn't be rigid or restrictive. Kumiko Love and her money management style will help you feel seen and capable instead of shamed and distressed - no matter the money mistakes in your past.

This pragmatic, caring guide is perfect for women looking to shape up their financial picture. Read more...

Russian: Mann, Ivanov and Ferber ; Spanish: PRH Grupo ; Thai: Live Rich Forever