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YOU DESERVE TO BE RICH

Rashad Bilal Troy Millings

Master the Inner Game of Wealth and Claim Your Future

A revolutionary playbook for achieving financial freedom within a broken system, from the founders of the explosively popular educational platform Earn Your Leisure
Growing up as best friends in New York, Troy Millings and Rashad Bilal witnessed both the boundless creativity of young Black men and the systemic barriers that too often kept them from turning that ingenuity and hustle into lasting wealth. It became their mission to level the playing field. So they joined forces on a podcast, mixing "barbershop conversations with Wall Street," that would eventually draw tens of millions of fans, garnering the attention of celebrity moguls from Tyler Perry to Barbara Corcoran. Now, for the first time, Bilal and Millings reveal their blueprint for financial freedom: earning enough passive and residual income to control your time, working conditions, and lifestyle. The key is to see money as a strategic tool for wealth development rather than an end in and of itself. You Deserve to Be Rich breaks down strategies for: - Understanding the psychological toll of growing up living paycheck to paycheck, healing from financial trauma, and reframing your relationship with money - Exploring income-building strategies outside of your 9-5, from long-term and short-term investing in often-overlooked sectors to side hustles with passive income potential - Mastering the complexities of the tax and insurance systems and identifying the (legal) loopholes you need to maximize wealth - Navigating the family expectations that can complicate financial planning and finding sustainable ways to support your community In their signature style, Bilal and Millings funnel finance, investing, and entrepreneurial lessons through the language of pop culture, with chapter titles drawn from hip-hop lyrics and quotes from TV shows - a first-of-its-kind playbook for beating the proverbial money game, whether you grew up knowing the rules or not. Rashad Bilal, a financial advisor, and Troy Millings, an educator, are the co-founders of the media company Earn Your Lesiure and leaders of a global movement equipping urban communities with the tools and resources needed to build wealth. In 2023, they were nominated for the NAACP Image Award for Outstanding Social Media Personality. They're currently working with the NYC Department of Education to introduce a financial literacy class to the high school curriculum.
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Published 2025-01-14 by Crown Currency

Comments

With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacherand it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you've always dreamed about.

EYL has written more than just a financial guideit's a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It's food for your entrepreneurial spirit, but you have to do your own dishes.

Good Publishing: Chinese (Complex), Profile Books: UK/Commonwealth

Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors' can-do spirit ('If you can see it, you can have it'), this stands out in the crowded field of personal finance guides.

Earn Your Leisure's journey is a testament to the power of financial education. They remind us that being smart with money isn't just for the wealthyit's for everyone!

For centuries, Black communities have not had access to critical resources to achieve financial empowerment. At a time when the Black-white racial wealth gap in the United States stands at 13-to-1, we have to deliver these resources at scale to our communities. That's why Troy and Rashad's work with Earn Your Leisure is so essential. We have a real opportunity with this platform to drive transformative and sustainable change for Black and underserved communities.

In a world where financial uncertainty seems to be the norm, understanding the rules of moneyand the frameworks, the strategies, and the psychology behind successful investingis a necessity. Earn Your Leisure has been at the forefront of democratizing financial education, and now, with this book, they've provided a blueprint for financial freedom. It's a call to action, urging you to break away from traditional ways of thinking about money and embrace a mindset of abundance and opportunity. Approach this book with an open mind and a willingness to learn, and you'll find yourself not just in the game but ahead of it.